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AimLoan was founded in 1998 as an Internet Direct Lender, committed to using technology to deliver savings, transparency and convenience to mortgage customers. 

Since then we have funded over $23 billion in mortgages to over 90,000 homeowners throughout the country.  Two-thirds of our business comes from repeat customers and their referrals and we are thankful for the thousands of positive Customer Reviews posted on our website. 

Our system eliminates the mortgage broker and highly commissioned loan officer, the highest cost components of the mortgage process. We further reduce costs by utilizing automated underwriting systems and other technologies, and by lending throughout the country from a single location in San Diego, California.

Unlike any other lenders we know of, we guarantee total closing costs as shown at the time of application and rate lock.  We guarantee not only our own fees but those of third party service providers as well.

Our state of the art website fully discloses rates, points, fees and all third party costs, 24/7. You may obtain an accurate rate quote in less than a minute without providing any personal information. Rates are updated daily so you always obtain accurate up to date information.

The transparency of our website has been recognized by the Mortgage Professor from the Wharton School of Business who has designated us as one of just six Upfront Mortgage Lenders in the country.