Axos Bank – Home Financing, Evolved

Born digital, Axos Bank streamlines the mortgage experience. Our focus on efficiency keeps fees low and allows us to deliver competitive rates.

Fast and Efficient Mortgage Approvals

Start the process now to get pre-qualified!

It takes 15 minutes or less and is available 24/7. Once your pre-qual is complete, you’ll receive an official pre-qualification letter that you can conveniently upload when submitting your purchase offer.

Why Axos Bank?

• Low down-payment options
• Flexible guidelines
• Exceptional customer service
• On-time closing
• Lends in all 50 states

Our wide range of loans and underwriting programs help borrowers of all backgrounds achieve their real estate goals:

• Conforming, FHA, VA, Jumbo, Super Jumbo, and Portfolio loans
• Unique programs designed specifically for real estate investors
• Qualify for financing using cash flow from the property
• Gift funds allowed on investment properties

Our Investment Property Guidelines

Here’s a breakdown of some of our investment property programs. Ask our team about additional options.

Conventional

• Max LTV: up to 85%
• Loan Types: 10- to 30-year fixed
• Loan Amounts: $50,000 and up to conforming loan limit
• Min Credit Score: 620
• Financed Property Limit: 10

DSCR / Non-QM

• No DTI restrictions – qualify based on property cash flow
• Max LTV: up to 80%
• Loan Types: 30-year fixed, 30- and 40-year IO, 5/6 ARM
• Loan Amounts: $150,000 up to $5M+
• Min Credit Score: 660
• Financed Property Limit: 20+
• Loan is made to an individual only
• Title may be vested in an LLC

Other programs are also available – please contact us for details.

Member FDIC and an Equal Housing Lender in all 50 states of the United States. NMLS# 524995.